PERSONAL LOAN SOFTWARE
PERSONAL LOAN SOFTWARE
Our Personal Loan Software streamlines the lending process, making it easier for financial institutions to manage personal loans efficiently. With automated application processing, real-time credit assessments, and customizable repayment options, lenders can respond quickly to borrower needs.
The user-friendly interface simplifies document submission and tracking, enhancing the customer experience. Additionally, comprehensive reporting and analytics tools provide insights into lending performance and customer behavior, ensuring compliance and informed decision-making. Transform your personal loan operations and deliver exceptional service to your clients with our innovative solution.
01
Create Lead
01
Loan type
- Personal / Business / Vehicle / Gold /Machinery /Working Capital /Line of Credit
02
Customer Type
- Existing (Provide search option and select)
/New (Move to next step for create client)
03
Business Details
- Business Name / Address / Business Type : Proprietor /Partnership / Private Limited
04
KYC
- PAN / Aadhaar / Phone Number / Email t
01
Credit bureau Check
- A credit bureau check evaluates an individual’s credit history and score, providing lenders with essential information
02
Financial Analysis
- Idle Balance Details / Banking Average Revenue /Cash Deposits.
- UPI Credit Analysis /ECS Returns.
03
Feild Investigation
- Capture Location /Geo Mapping /Take Photos /Residence /Office.
04
Personal discussion & Reports
- Create Form /How Old is business /Who handles business /Products or services /venders & suppliers /Other Details.
02
Credit assessment
03
LOAN PROCESS
LOAN PROPOSAL, SANCTION , DISBURSEMENT
- Create loan with repayment/interest/tenure/charges/frequency/delay interest percentages/etc.
- Approve or Reject of Loan
- Disburse Loan
04
STREAMLINED USER EXPERIENCE
LOAN COLLECTIONS
- Can collect through staff mobile app on the field.
- Generate SMS and receipts instantly.
- Through customer mobile and web application
- Customer can make repayment through their mobile app or through web application
- Through Emandate / ENACH Integrated with payment gateways.
05
ANALYIS YOUR DATA THROUGH REPORTS
LOAN REPORTS
- CLIENT LIST
- CLIENT FORM
- LOAN OUTSTANDING REPORT
- LOAN AGING ANALYSIS REPORT
- BALANCE SHEET
- PROFIT AND LOSS REPORT
- GENERAL LEDGER REPORT
