Modern lending infrastructure,built for growth.
Technology for banks, NBFCs, MFIs and fintechs — from core platforms to lending operations, integrations and automation.
Portfolio Overview
DemoConsolidated lending operations · As of 31 Aug
Loan book
₹184.8 Cr
Demo value
Disbursements
₹12.4 Cr
Current month
Collection efficiency
97.6%
On-time receipts
PAR 30
2.6%
Portfolio at risk
Repayment Trend
Monthly collections · demo dataset
₹14.2 Cr
+3.2% vs prior month
Portfolio Quality
Delinquency composition
Branch / Channel Summary
Collection performance by operating region
Illustrative product interface · Values shown are demo data
Built for financial institutions that need control, flexibility and scale
One connected lending platform
Everything your lending operation needs.
Configure products, automate operations and give your teams one connected system from origination through servicing, collections and reporting.
Customer & Loan Origination
Digital onboarding, KYC workflows, credit assessment and configurable loan origination.
Learn moreLoan Management
End-to-end loan lifecycle management for individual, group, business and secured lending.
Learn moreCollections & Payments
Repayment tracking, collection workflows, allocation rules and recovery operations.
Learn moreDeposits & Financial Products
Savings, recurring deposits, fixed deposits and configurable financial products.
Learn moreAccounting & Finance
Integrated accounting, journals, GL controls, reconciliation and financial operations.
Learn moreReporting & Compliance
Operational, portfolio, ageing, NPA, bureau and management reporting.
Learn moreBuilt on proven technology.Extended for your business.
Intelligrow combines Mifos and Apache Fineract expertise with implementation, integrations, custom development, reporting and long-term engineering support.
Apache Fineract
Proven open-source financial account and product engine.
API Integration
Connect bureaus, payments, KYC, messaging and partner systems.
Cloud Deployment
Flexible deployment architecture for modern financial institutions.
Custom Engineering
Extend workflows, reports and integrations around your operations.
Security Controls
Role-driven access, operational controls and controlled deployments.
Scalable Architecture
Designed for multi-branch and growing lending operations.
Designed for your institution
Configure the platform around the way you lend.
NBFCs
Configurable lending operations for growing non-banking financial companies.
Microfinance
Group, individual and branch-led microfinance operations.
Nidhi Companies
Member, deposit, loan, accounting and branch workflows in one platform.
Credit Cooperatives
Modernize member finance, lending, deposits and reporting.
Digital Lenders
API-ready infrastructure for digital lending journeys and partners.
Banks & Fintechs
Mifos/Fineract implementation, platform engineering and integrations.
Implementation
From requirements
to production.
A structured implementation approach designed to reduce operational risk while giving your teams clear ownership at every stage.
Discover
Understand products, processes, integrations and regulatory requirements.
Configure
Model lending products, workflows, roles, branches, accounting and reporting.
Integrate
Connect payments, credit bureaus, KYC, messaging and external systems.
Launch
Validate, migrate where applicable, train teams and move into controlled production.
Support
Ongoing engineering, enhancements, bug fixes, reporting and platform support.
Build with Intelligrow
Modernize your lending platform without losing control.
Talk to our team about lending software, Mifos/Fineract implementation, integrations, engineering support and financial technology modernization.
Global presence
Lending technology
across markets.
Supporting financial institutions and fintech teams across multiple markets with Mifos, Apache Fineract, implementation, customization and engineering expertise.
Explore our global presenceRemote-first engineering support
Implementation & customization
Core financial infrastructure
Engineering beyond launch