TERMS & CONDITION

Terms & Conditions

Intelligrow consultancy services Pvt.Ltd with its brand name Intelligrow.

Intelligrow provides core banking software solution for financial institutions. Financial institutions which we serve are Banks,Credit co-operative, Fintech’s, Sacco’s, Microfinance and other finance institutions.

Terms and conditions

These terms and conditions (“Terms and Conditions”) sets out the terms and conditions on which you may access and use the services and products offered by Intelligrow Consultancy Services Private Limited and its affiliates (“INTELLIGROW”).These terms and conditions (“Terms and Conditions”) sets out the terms and conditions on which you may access and use the services and products offered by Intelligrow Consultancy Services Private Limited and its affiliates (“INTELLIGROW”).
By accessing this website (“Site”) you agree to the Terms and Conditions which will bind you. If you do not agree to the terms, you must not access or use the Site.
This Site is provided to you without charge as a convenience and for your information only. The content on this Site does not constitute legal advice and is not a substitute for obtaining legal advice from a qualified attorney. By merely providing access to this Site content, we do not warrant or represent that:

• • the content is complete;
• • the content is up-to-date or current
• • we have a duty to update any content
• • the content is free from technical inaccuracies or typographical errors
• • the content is free from changes caused by third parties; or
• • your access to this Site will be free from interruptions, errors, computer viruses or other harmful components

Disclaimer

The website and its contents are provided for general information purposes only and nothing on this Site or in its contents is intended to provide legal, data protection compliance or other professional advice. We do not accept any responsibility for any loss which may arise from reliance on information or materials published on this website. To the extent permissible by applicable laws we are not responsible or liable for any matter relating to you or any third parties accessing or using this website and its contents.

User Conduct.

You may not use this Site to conduct any activity that is illegal or violates the rights of others. You may not use any robot, spider, scraper, automated scripts or other automated means to access this Site or content or services provided on this Site for any purposes. You shall not attempt to make this Site unavailable through denial-of-service attacks or similar means or use this Site in a manner that could damage, disable or impair this Site. You agree that any unauthorized use of this Site or its contents or any breach of these Terms and Conditions may cause us immediate and irreparable harm for which money damages may not constitute an adequate remedy. You further agree that injunctive relief, in addition to any other remedies available, may be warranted in order to enforce these Terms and Conditions. You further understand that unauthorized use of this Site may expose you to civil and criminal liability and that we may report violations of these Terms and Conditions to and cooperate fully with the appropriate law enforcement authorities concerning any violations hereof.

Third Party Links and Content

We may provide hyperlinks or pointers to other web sites maintained by third parties or may provide third party content on this Site by framing or other methods. The links to third party web sites are provided for your convenience and information only. The content in any linked web sites is not under our control so we are not responsible for the content, including any further links in a third party site. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk. It is up to you to take precautions to ensure that the third party you link to for your use is free of computer viruses, worms, Trojan horses and other items of a destructive nature.

Trademarks

The trademarks, service marks, trade names and logos used and displayed on this Site are our registered and unregistered trademarks. Nothing on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, without our written permission. We aggressively enforce our intellectual property rights. The ownership of the APIs offered, lies with us, and by using our APIs, you do not acquire ownership of any rights in our APIs or the content that is accessed through our APIs. A non-exclusive, irrevocable, royalty free, limited license to use the API, solely for the services as decide between the parties, will be granted by us.

Compliance To Law

You will comply with all applicable law, regulation, and third party rights (including without limitation laws regarding the import or export of data or software, privacy, and local laws). You will not use the APIs to encourage or promote illegal activity or violation of third party rights. You will not violate any other terms of service with Intelligrow Consultancy Services Private Limited (“INTELLIGROW”) (or its affiliates).

Privacy and Data Protection

Parties under this arrangement need to use such degree of care as is appropriate to avoid unauthorized access, use or disclosure and comply with security practices and procedures as prescribed in the Information Technology Act, 2000 and the rules made thereunder including Information Technology (Reasonable security practices and procedures and sensitive personal data or information Rules, 2011, the RBI rules and Regulations (as applicable) and any such data protection laws that may be applicable. INTELLIGROW shall abide by the all the Applicable Laws and security standards, regulations, requirements, guidelines, notifications including pursuant to PCI-DSS and ISO 27001 as may be imposed by any regulatory authority or RBI or as desirable.The Parties shall comply with all the applicable laws, whether local, state or national.

Indemnity

You agree to indemnify and hold harmless INTELLIGROW and its affiliates, suppliers, partners, officers, agents, and employees from and against any claim, demand, losses, damages or expenses (including reasonable attorney’s fees) arising from any user content, your use of the Site, your connection to the Site, your violation of these Terms and Conditions or your violation of any rights of any third-party. Your indemnification obligation will survive the termination of these Terms and Conditions and your use of the Site.

Limitation of Liability

When permitted by law, intelligrow and its affiliates, will not be responsible for lost profits, revenues, or data; financial losses; or indirect, special, consequential, exemplary, or punitive damages.

INTELLIGROW will not be liable:

• in respect of any loss of profits, income, revenue, use, production or anticipated savings
• for any loss of business, contracts or commercial opportunities.
• for any loss of or damage to goodwill or reputation
• in respect of any loss or corruption of any data, database or software.
• in respect of any special, indirect or consequential loss or damage.
• for any claim of infringement based on: (i) API which has been modified by parties other than INTELLIGROW where the infringement claim would not have occurred in the absence of such modification; (ii) customer’s use of the API in conjunction with data where use with such data gave rise to the infringement claim; or (iii) customer’s use of the API outside the permitted scope of these terms.
• for any claim of infringement based on: (i) API which has been modified by parties other than INTELLIGROW where the infringement claim would not have occurred in the absence of such modification; (ii) customer’s use of the API in conjunction with data where use with such data gave rise to the infringement claim; or (iii) customer’s use of the API outside the permitted scope of these terms.
• for any losses arising out of a force majeure event.

General

No breach of any provision of the Terms and Conditions will be waived except with the express written consent of the party not in breach.
We may change, suspend or discontinue any aspect of this Site or service at any time. INTELLIGROW reserves the right to change system configurations, product specifications, upgrades, pricing, layouts, options and any other specifications at any time without notice. We may also impose limits or restrictions on certain services, features or content or restrict your access to parts or all of this Site without notice or liability.
The Terms and Conditions are made for the benefit of the parties, and is not intended to benefit any third party or be enforceable by any third party. The rights of the parties to terminate, rescind, or agree any amendment, waiver, variation or settlement under or relating to the Terms and Conditions are not subject to the consent of any third party.The Agreement will be governed by and construed in accordance with the applicable laws.

Services

Means the www.intelligrow.co website operate byIntelligrow Consultancy Services Provider Pvt.Ltd .

Personal Data

means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

Usage Data

means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).We may also collect information that your browser sends whenever you visit our Service or when you access Service by or through any device (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data. When you access Service with a device, this Usage Data may include information such as the type of device you use, your device unique ID, the IP address of your device, your device operating system, the type of Internet browser you use, unique device identifiers and other diagnostic data.

Cookies

Cookies are small files stored on your device (computer or mobile device).

Data Controller

Data Controller means a natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal data are, or are to be, processed. For the purpose of this Privacy Policy, we are a Data Controller of your data.

DATA PROCESSORS (Or Service Providers)

DATA PROCESSORS (Or Service Providers) means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively.

DATA SUBJECT

DATA SUBJECT is any living individual who is the subject of Personal Data.

THE USER

Is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data. 3. Information Collection and Use We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected Personal Data

Data While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to: 0.1. Email address 0.2. First name and last name 0.3. Phone number 0.4. Address, Country, State, Province, ZIP/Postal code, City 0.5. Cookies and Usage Data When you voluntarily send us electronic mail, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link. I/visitor on website/cutomer authorize (Every quarterly) The Address Makers Alagundagi Groups/Alagundagi Industries Pvt.Ltd Hubballi and its representatives to call, SMS, email, or WhatsApp me about its products and offers, this consent overrides any registration for DNC/NDNC

Location Data

We may use and store information about your location if you give us permission to do so (“Location Data”). We use this data to provide features of our Service, to improve and customize our Service. You can enable or disable location services when you use our Service at any time by way of your device settings.